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Career Profile

Scot Ryan

Financial Advisor
Ryan Financial
Scot Ryan | Conseiller financier
Scot Ryan | Conseiller financier
Location Born
Location Now
Education Pathway
School Subject

Scot Ryan is a Financial Advisor for Ryan Financial, located in Newfoundland.

About me

I was born/grew up in: Southern Hr., NL

I now live in: St. Philip’s, NL

I completed my training/education at: College of the North Atlantic. I completed a Business Management diploma specializing in Accounting.

What I do at work

I analyze the risk-reward trade off of mutual funds to decide which funds are best for my clients. I return phone calls and emails from my clients to answer their questions. I complete the appropriate applications and forms with my clients and then forward them to the appropriate companies for processing. I decide how much money people need to invest and what returns they need to achieve to reach their goals. To do this I have to take a large number of factors are taken into consideration to determine which products will best fit my clients need. Two main factors I have to consider are their risk tolerance and how long they plan to keep their money invested. So I have to meet with my clients on a regular basis to see if their circumstances have changed. If there are changes, we will adjust their investments to address these changes.

My career path is

I completed a Business Management diploma where I specialized in Accounting. I spent four years working as an accountant. But I always wanted to be my own boss. I always enjoyed taking on new challenges so I decided to start my own business. I’ve been a Financial Advisor since 2004. Starting out, the early years were difficult as I had to build a client base. That involved a lot of phone calls, meetings, and personal contacts. It all worked out though as I now have a successful business.

I am motivated by

I feel satisfied when a client thanks me for helping them reach their goals. I always enjoyed math and economics and helping others. The financial products that I have to offer continue to change and evolve as the market changes. I enjoy reviewing and learning about the new products that are available. I get to meet a lot of different people from all walks of life. I enjoy meeting new people and learning about them.

How I affect peoples’ lives

I ensure my clients have appropriate coverages of life, disability, medical & dental, critical illness and long term care insurance. I work with my clients to save for their future. The better returns I get for my clients the sooner they can retire with more money.

Outside of work I

I enjoy watching and playing hockey. I enjoy spending time with my wife and kids. We enjoy traveling. I volunteer with the juvenile diabetes research foundation.

My advice to others

Dig in your heels and get going. This is a very rewarding career.

When I was a student, I enjoyed:
  • Art
  • Business & Economics
  • Computer Science
  • Foods and Nutrition
  • Geography
  • History
  • Home Economics/Family Studies
  • Industrial Arts/Shop Programs
  • Literature and English language arts
  • Math
  • Music
  • Physical Education/Health
When I was a student, I would have described myself as someone who:
  • Brought people together
  • Enjoyed doing things on my own
  • Always wanted to be outside
  • Liked helping people
  • Wanted to be in charge
  • Liked being given free range to explore my ideas
  • Engaged in volunteer activities
  • Liked reading
  • Felt at home in the outside, natural environment
  • Played video games
  • Felt great satisfaction in getting good grades
  • Wasn’t sure what I wanted to do
  • Learned best "by doing"
  • Liked to take things apart to see how they worked
  • Liked to design or build things

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